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There can be a substantial benefit to deferring taxes as long as possible.
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Changes to the tax code have left a few key deductions for itemizers, like medical, dental and some business expenses.
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While stable, CDs can create quite an income tax bill. Fixed annuities and municipal bonds can offer tax advantages.
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Consider a trustee-to-trustee transfer to an IRA versus a lump-sum distribution from a workplace retirement plan.
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It’s important to understand tax-exempt vehicles when establishing a comprehensive tax planning strategy.
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Bonds are issued by many entities and share many characteristics, each type of bond has certain benefits and risks.
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A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.
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Bond ratings gauge a bond issuer’s financial ability to repay its promised principal and interest payments.
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Stock market indexes can be useful benchmarks for gauging the performance of an investment portfolio over time.
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Understanding different types of investment risk can help investors manage their money more effectively.
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There are five broad asset classes that you should take into consideration when constructing your investment portfolio.
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Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.
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Starting to invest early for college and remaining consistent can help investors reach their goals.
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Dollar-cost averaging involves investing a set amount of money on a regular basis, regardless of market conditions.
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529 plans are tax-advantaged college savings plans that generally allow people of any income level to contribute.
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A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.
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It's important to understand the options, such as financial aid grant programs, when having to pay for college.
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Historically, one of the best ways to fight the effects of inflation has been to utilize growth-oriented investments.
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If you have a family who relies on your income, it is important to have life insurance protection.
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Property and casualty insurance can help protect a variety of assets. Find out what it does and doesn’t cover.
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A business owner policy is an insurance package that assembles the basic coverages required by a business owner in one bundle.
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Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.
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Split-dollar life insurance is an arrangement to purchase and fund life insurance between two parties.
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Couples who want to help protect their legacy from estate taxes could consider last-survivor life insurance.
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As a business owner, a disability can create an economic hardship putting both your personal finances and business at risk.
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Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.
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Some of the pros and cons of whole life insurance.
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Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.
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Variable life insurance gives you the control to allocate your account value among a variety of investment options.
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Even if your state doesn’t require certain types of auto insurance, it may be wise to purchase multiple types to ensure you are covered for a variety of situations.
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When it is time to make an insurance claim, it helps if you are familiar with your policies and the steps you should take to file a claim.
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Several factors could undermine the financial security provided by the proceeds of your life insurance policy.
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To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.
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Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture.
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Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.
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There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.
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Consider additional liability insurance to help protect you from the potentially devastating effects of liability lawsuits.
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Selecting health insurance is often one of the most important decisions you will make. Do you know the different types?
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Using a financially sound insurance company is an important part of ensuring your family’s financial security.
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The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.
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Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?